MENU of Service Experience
EXPERIENCE DOESN’T COST MORE… IT MAKES MORE !
JILL BERNI Home & Loan Broker Sacramento – Placer – El Dorado
Objective
To successfully capitalize on my 30 years of Banker and Broker experience, merging with my Management staff , to process Non-Performing Assets. Utilizing my REO, Asset Management, Foreclosure, Mortgage and Retail Marketing resources. And to quickly and efficiently Process, Market, Finance and Sell even the most problematic Properties, at or above Valuation..
How we Sell Houses:
By properly grooming the condition of the properties in our charge, for the most appropriate Consumer, Investor, or Corporation. We heavily Direct Market Neighborhoods, and Advertise for Buyers, through the Mortgage Component of our Corporation. Advantage: We always have Buyers in different stages of PreQualification, this proves to be the most successful way to out-market the Competition. We have on going relationships with 575 past Clients, 1100 full-time buyers Agents, and the MLS. The Relocation Division, generates opportunities for Buy/Sell Relationships Nationwide. (inbound and outbound).
Evolving Experience
Mortgage Lending, Sales Management, Rehab Renovation, Property Management, Marketing (both wholesale and retail), Investor Relations, Branch Management, Underwriting… Every aspect of the Mortgage/Real Estate Dynamic. Personally have originated over $1B in Real Estate and Mortgage Transactions, since 1979.
Resources
Management Team:
Douglas Demetre, 40 years Sales and Marketing Experience.
Ronald Gianonni, Customer Relations & Property Management since 1965.
Edward L. Berni, 27 Years of Sales Coordination, Wholesale and Retail
Staff:
Eric Ryan, Onsite Inspections and Evaluations, Landscaping and Construction, Public Relations.
Caren Demetre, Managing Administrator, Transaction Coordinator, QualityAssurance.
Larry Gaddis, Mortgage Division, Information Technology, Customer Database Management.
References
Melissa Fox, Negotiation Specialist, Home Loan Services – 800 622 5035 x14850
Loeta Holt-Thornton, REO Recovery, Wells Fargo – 414-214-5127
Rob Smith, Loss Mitigation, Wachovia Bank – 888-308-3964
Professional Organizations
National Association of Mortgage Bankers Placer County BOR Women’s CouncilSacramento Multiple Listing ServiceBay Area Real Estate Internet ServicesNorthern California IDXCalifornia Chamber of Commerce
Licenses and Certificates
Transactual Analysis Certificate, Sacramento State College – 1975Infrastructure Tasks, Roles and Responsibilities, First Interstate Bank – 1979Best Practice Identification and Implementation, Cohen Brown Consulting – 1986Advanced Underwriting Guidelines, Home Federal Savings – 1987 Non Performing Asset Mitigation, Cohen Brown Consulting – 1988Wholesale University, Chase Manhattan Bank – 1988-89California Real Estate License, 1989Mike Ferry Management Training, 2000-04
California Real Estate Brokers License, 2002-Present
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